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How much money left over do you guys have after rent/bills/food/petrol etc?

130 posts in this topic

Posted

Im on a mad saving session at the mo, want to go away with the missus in july :)

I earn around £1200 a month after tax, when my Bills/Food and Rent are paid im left with around £500 for myself, trying to put 300 away a month, to live off £50 a week just spare cash!

Just wondered what you guys manage to do :)

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Posted

depends, 500-1000 per month spare, poss more

dont put f all away which is stupid, i need to change my ways

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Posted

2k a month to play with- all of which i save, im only interested in cars and bodybuilding, dont go out, dont buy clothes etc etc so im good with money and im a tight cnut

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Posted

2k a month to play with- all of which i save, im only interested in cars and bodybuilding, dont go out, dont buy clothes etc etc so im good with money and im a tight cnut

That's how to do it mate well done. Borrow us a 10 spot until tomorrow mate.:whistling:

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Posted

Yeah, Laurie has the right idea. Smart thing to do. Even if you're only putting 50 quid away a month throughout your younger years, you will thank yourself later down the line rather than wasting it on crap. Open up a high interest savings account (is there such a thing at the moment? My I.S.A account has been sh1t interest for 2 or 3 years since the global economic crisis) and don't touch it.

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Posted

Live for the moment, you never know when your time is up.

Having said that, if you got responsibilities then make sure that base is covered.

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Posted

Not an awful lot, im not very materialistic though so it doesnt bother me.

I dont wear expensive cloths, not into cars, dont go out all to often.

Think most my money goes on eating out, food and protein powder :D

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Posted

Living in Australia at the minute im earning a killing compared to what I would get in the UK.

I have been saving but also investing in some expensive stuff I couldn't afford in the UK as easy.

Back to saving for me now, want to buy a house when I get home so need a nice big deposit these days

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Posted

Im on a mad saving session at the mo, want to go away with the missus in july :)

I earn around £1200 a month after tax, when my Bills/Food and Rent are paid im left with around £500 for myself, trying to put 300 away a month, to live off £50 a week just spare cash!

Just wondered what you guys manage to do :)

U lucky thing my rent alone is £1200, tax is sometimes £2000, that's a **** take

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Posted

U lucky thing my rent alone is £1200, tax is sometimes £2000, that's a **** take

I bet you live in a big house though or in the city to be paying that much?

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Posted

Practically nothing hence why I'm moving soon!

Only working part time, not entitles to benefits and trying to keep my own place has proved impossible. Mate is letting me move in with her rent free for a while so thats £100 a week better off straight away.

Really back into the bodybuilding now so will be great to be able to buy the food I want instead of whats cheap

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Posted (edited)

im left without about 3k after tax, live in a council house which is cheap as ****, dont have kids, dont drink, smoke about 10 cigs a day only interest really is bodybuilding and Tech but i still manage to spend all my money (mostly on others) and save **** all.....

really need to get my finger out.

Edited by vlb

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Posted

Holy ****!! I'm in the wrong job...

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Posted

Same situation and attitude as Laurie G.

To anyone wasting huge amounts of money on rent... for gods sake invest in bricks and mortar. There has always been a shortage of housing in this country and always will be, therefore property prices (and rent) are always going to rise long term.

For the same reason its wise to invest that money in property because it will always give a good return long term. Rent = dead money.

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Posted

Same situation and attitude as Laurie G.

To anyone wasting huge amounts of money on rent... for gods sake invest in bricks and mortar. There has always been a shortage of housing in this country and always will be, therefore property prices (and rent) are always going to rise long term.

For the same reason its wise to invest that money in property because it will always give a good return long term. Rent = dead money.

It not as easy as that at the min though, trying to get a mortgage now is hard as foook

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Posted

I have about 1400 left and like Laurie - I like cars so I pay out for the house and car thats it. I dont go out drinking, I dont smoke so thats my fun time. Other thant that I put some away.

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Posted

I bet you live in a big house though or in the city to be paying that much?

No it's bushy In Watford average family home tbh.

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Posted

No it's bushy In Watford average family home tbh.

Where im from in Rochdale you can get a massive house for 1200 a month in a nice area ( there arnt that many in Rochdale either ha)

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Posted

Same situation and attitude as Laurie G.

To anyone wasting huge amounts of money on rent... for gods sake invest in bricks and mortar. There has always been a shortage of housing in this country and always will be, therefore property prices (and rent) are always going to rise long term.

For the same reason its wise to invest that money in property because it will always give a good return long term. Rent = dead money.

Its not that easy I already own a property else where, try to sell it and no one will buy it.. Also bank makes getting a second mortgage a pain in the backside, need at least £60k deposit to buy Something like where I live.. I wish I had that sort of money sitting about..

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Posted

I have about 1600 a month left over.

Smash the whoile lot on drink, eating out, clothes, golf , coke and generally anything bad

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Posted

Damn, you lot must have good jobs,live at home with mum and dad or cheap rent to have £1600 left over?

I have roughly £500 left over.

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Posted

Live at home and dont pay any rent, only out goings are credit cards, phone bill and gym.

Do have some messy wkends though and when i eat out i dont shy away from the most expensive things

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Posted

Sorry correction since buying the Focus RS its cost me a fortune filling it up because I am the nugget that buys a 2.5 litre rocket when the fuel prices are at there worst. Everybody point at the special kid. So knock off about £250 a month for fuel.... (thats how much I put in it last month).

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Posted

Yep same as Laurie. Bodybuilding and cars are the only thing i really spend money on. But still sensibly. For instance i dont go out buying GASP clothing coz i wanna have that badass bodybuilder image, and I wont buy a car that I cannot afford yet e.g a Ferrari lol.

It all boils down to how disciplined you can be.

Yes its fun to go out on the lash and pull birds. But if you want to save money and haev some luxuries you have to prioritise and work around it

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Posted

Damn, you lot must have good jobs,live at home with mum and dad or cheap rent to have £1600 left over?

I have roughly £500 left over.

If I get this new job, I'm less than that...at least I've had a good life...so far...lol

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