gangst

hi,

does anyone know of good insurers for young male drivers. i am 18 and have one years no claims bonus and pass plus, my insurance has come considerably in that year from £2800 to £1600 due to my ncb, however i am thinking about replacing my audi a3 with an audi s3 or honda civic type r. yet it seems that this is not going to happen as they are both 2.olitre turbo engines and insurers dont even want to go ear youngsters with engines like this. i am willing to pay insurance in the region of £2500-3000 but i cannot get quotes anywhere near this target!

does anyone know of any insurers whose prices may be able to compete?

cheers

warren_1987

hi mate the type r aint turbo, just a 2l v-tec.

try admiral iv got a del sol with thousands put into it and it costs me £900 but when i was 18 it cost £1500 and mine has 200 odd bhp and all parts declared.

mrbez

I'm with M+S mate, I have almost three years no claims on a Golf GT TDI 1.9 and my insurance is £480 a year. I'm 20. Give them a try buddy.

Not thought about an Astra VXR? Prices are dropping on them for a used one, my best mates got one and I would have it over an S3 or Civic anyday.

Chris4Pez

Yh m8 honestly the best thing to do is go onto
http://www.gocompare.com/default.asp...+compare+exact

and also

http://www.moneysupermarket.com

and also

http://www.uswitch.com

and

http://www.confused.com

then get the top three off each (you may find that they are either the same or simular) and get the cheapest you can by calling and saying well this company can do it for this can you beat it, you will find all the prices come down slowly (but there is only a few times you can do this and they wont go any lower than that!)

then once you have got the lowest possible price go and try premium choice who i am insured with and they will probabily give it you even cheaper lol!

hope this helps

NeilpWest

you are looking at cars with class17 insurance group wait till your 21 to get something like a type r. Either that or use direct line and go on one of your rents insurance you still get no claims with them and its cheaper.

gangst

that direct line thing is a rip off really because the no claims you build on a parents insurance is only valid with direct line, then they charge you a premium because they have you trapped

gangst

cheers mate i've looked at a few sites but can't seem to get below stupid prices like £5600 lol

Chris4Pez

Again i would say that you should wait for a bit longer then m8 as insurance is a bitch

i had to wait til i had my jeep as it was a class 19 i think or something like that and i pay 70 a month and am 22 with 3 or 4 cant remember lol NCB!

Best advice any1 can give is juat wait m8!!!!!!

13stonetarget

You're just gonna have to suck it up mate. It's expensive because most lads your age will crash a car like that. Good luck and drive safe whatever you do.

NeilpWest

i have been with direct line for 3yrs now they always seem to be cheapest for me.

chrisj22

Yeah, Direct Line were good for me, but I'm with Tesco's now & they seem to be ok.

When I was a young whipper-snapper I was with Norwich Union Direct - they were fairly cheap.

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brasco

mate im 22 and have a honda civic type R its about £1000 to insure with 4 years NCB so for an 18 year old i would imagine its gonna be over 2K!

I am with admiral and they are best or tesco do i low budget one!

brasco

you must be loaded lol when i was 18 i was driving an escort that was older than me and cost £100 lol!

Five-O

Easy, bide your time, saying that you'd be prepared to pay 3k tops for insurance is ridiculous at your age, unless your a millionaire with more money than sense.

Try a specialist insurer on the honda forum etc, but don't hold your breath mate, at your age you'll be paying thru the nose, and tbh, I think you have more things to spend your money on at your age, 3k per yr could be some savings towards a deposit on a house eventually, cars lose appeal quickly.

If your dead set on having one, and I wouldn't pay 2.5-3k for the privaledge of driving a civic then go for it, but listen to someone whos a llittle older and maybe a bit wiser :confused:

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warren_1987

listen to five-0 i paid through the ears and have always had the fastest car out my mates and its a cponvertable so thought i was the nuts now i hardly go in it alot of the lads from skool drive there little corsas and what not about with no life . unless you loaded dont spend that on a car