GotWhey

If you've got the money for the insurance to be paid outright do it, don't pay installments for it - 20% extra Admiral wanted for ' a credit fee' for monthly installments!

dru0111

Mate you will struggle to insure a type r at 18 unless you have years of no claims bonuses which is impossible! Good advice is wait till 21 but being an impatient 18 year old you wont do this (because I couldn't). Type r's are great fun but you will be paying silly money for insurance and bear in mind petrol and tax won't be cheap! Try A plan insurance they were good with my 200sx! When I had my type R I think I had an excess (including young persons compulsory excess) of about £1600! So ask for maximum excess option, that will drop the premiums by loads. Type r pi**es all over an S3.

Nick B

cheers for the advice, what companies offer plan insurance. my current insurer quinn direct won't even quote me on the cars! i'll probably just leave it as it will end up being a waste of cash. i dunno though id say that the honda is second to an s3! lol

paulo

lhaving just cut yet another boy racer out his car i can see why companys charge so much--high risk

tars all with same brush though which is unfortunate-just bite the bullet -pay the money-when you have no claims it makes things much cheaper-my225 tt coupe fully comp now much cheapness-75% no claims

dru0111

An S3 is too camp.
The company is called 'A Plan' ,they seem pretty good with me! good luck getting insurance mate, its not easy at your age!

tommolad

im 22, drive a BMW330 M Sport Convertible, ins is 1000 smackers, not bad considering its a group 22, iv got 3 years NCB and thats with direct line

mrbez

Nice car Tommo, what do you do?

Five-O

Im with A-plan, best I could get at time, decent company, specialise in faster motors.

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Nick B

i thought insurance only went to group 20?!

<JAY_JAY>

i v had high performance cars for the last 10 year, once i used gocompared.com to search the best for me it halfed the prices i d been paying, if you don't find any thing decent on there your not going to, the cars you mention, you age and having no no claims, its not gonna happen mate, be real, you can still get a real nice car, with less power for a cuple of years while your get some no claims under your belt and get a bit older, sorry for putting a damner on things like haha. just facing the facts pal.

Five-O

it does, must a typo, my Suby is group 19, an Evo and M3, RS4 are group20......fvckin group 22 :confused::confused:

The gocompare website and confused.com are sh1te IMO - There are a ton of specialist insurers out there but it won't be cheap, there are loads of quick cars you could buy to keep you occupied until you hit 25 and the premiums go down, honestly, unless your loaded its daft spending all that £ on a car, especially insurance.

Like I advised......go on the Honda forum which is full of ENTHUSIASTS! there will be links and threads to help you out and give you advice, but if like anything else, you'll prolly ignore this advice like in my last reply and pay a stupid amount.

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tommolad

yeah sorry i ment to type group 20 im in the army, lance corporal been in 5 years so the wages are quite good, especially when coupled with a tour or two of afghanistan.
I was also the same at 18 I wanted the fastest car i could afford but you have to realise affording the car is one thing but affording the insurance is another mate. i wouldnt go for an audi, they are slow and boring, same with golfs, imo i test drove a golf gti before i got the beamer and i found it hideously boring and dare i even say slow, and that was the gti turbo! there only 150 brake why dont you look at something like an scooby 2.0 sport, they look the same as the wrx/sti but obviously not as fast but not slow though. would be more healthy on your ins aswell, when i was 18 i was driving a MG ZR, wouldnt reccomend it was fairly nippy but it was brand new and it basically fell to bits, what a pile of sh*t. i went from that to a new astra which i hated from the moment i sat in it, i made the biggest mistake ever buying a car without test driving it, then i went to a toyota celica, 1.8 140 brake, a great car which i would have kept but i got a pay rise and could afford my dream car, my beamer...

Panthro

nah, my lotus was group 21 with elephant. theyre good for young drivers, especially if you live in london. Im young-ish, with no NCB and my insurance from elephant/admiral (theyre the same) is less than half the next nearest quote....

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Five-O

are you sure about group 21???

An Evo, RS4 and M3 are all extremly desirable and fast cars that attract much interest from ppl with itchy fingers......Im nearly positive it goes to group 20 and thats it.

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Nick B

yeah, i'm pretty sure it stops at group 20, if you look in the back of any car magazine where it lists insurance griup next to car it only ever goes up to group 20.

maybe insurance companies create further groups as a BMW M3 is a lot less riskier than a Porsche 911 Turbo etc..