Modest Car.... - UK-Muscle Body Building Community

Magic Torch · 21-06-2007, 07:15 AM

Guys (and gals),

I need to buy a new car as my GF company car is going back....

I was thinking about going out and getting a nice Audi S4, BMW 330, CLK etc but now I'm thinking about maybe just buying a more modest car outright.... I have about 10k which I was going to use as a deposit and then pay the rest on finance...

Now I'm thinking about getting hitched in the next couple of years and buying another house etc etc so I'm thinking about spending the 10k on the car and have no repayments at all thus more to save.

I dont want anything too small and I want 1.8+ engine....has anyone got any ideas for a car to fit the bill?

Cheers

J

**big** · 21-06-2007, 08:12 AM

Someone will ask you to give your stats and your car history when asking questions like this :p

10k buys you a LOT of car, no need for finance and no need to keep it modest either. Don't buy a new one - let someone else take the main depreciation hit

What budget do you have to run the car? If you have plenty, look at:

Subaru WRX STI
Mitsubishi Evo 6
Honda S2000

If you don't want the running costs of the above (and/or want something a bit newer, as you'd only get a 7 year old car for your 10k with the above examples), something like:

Honda Civic Type R
VW Golf GTI
Ford Focus ST170

You should be able to pick up a 2003/2004 car of one of the above within your budget.

Just IMO, finance on a car is a foolish thing to do. Paying interest on an asset which depreciates is far from sensible, particularly if you're saving towards a house.

In fact, if you are serious about getting a house, it may make sense to just buy a cheap runaround car for £1k with low running costs and save the rest towards a house deposit. They aren't cheap you know

LEWIS · 21-06-2007, 08:13 AM

i had a nice celica - they look nice and are pretty quick - 1.8vvti prob get 04/05 for about 10k -real nice iinside also

just get her a toyota yaris for 5k (05 plate) and keep the rest of the cash for your r1

LEWIS · 21-06-2007, 08:16 AM

maybie i should move to london to work

- are all q.s 's in london driving bmw + merc's? i got too buy a car less than 5 years old and less than 75000 on the clock well really need a late 03 / 04 model - any ideas about 5k though

might get offered a position in stratford soon what is it like there?

Five-O · 21-06-2007, 08:22 AM

straight to the point;

you can pick up a very nice car with 10k

pay it all off mate

no finance = more money to save and do other things like marriage/houses etc.

Magic Torch · 21-06-2007, 08:30 AM

Quote:

Originally Posted by big

Someone will ask you to give your stats and your car history when asking questions like this :p

10k buys you a LOT of car, no need for finance and no need to keep it modest either. Don't buy a new one - let someone else take the main depreciation hit

What budget do you have to run the car? If you have plenty, look at:

Subaru WRX STI
Mitsubishi Evo 6
Honda S2000

If you don't want the running costs of the above (and/or want something a bit newer, as you'd only get a 7 year old car for your 10k with the above examples), something like:

Honda Civic Type R
VW Golf GTI
Ford Focus ST170

You should be able to pick up a 2003/2004 car of one of the above within your budget.

Just IMO, finance on a car is a foolish thing to do. Paying interest on an asset which depreciates is far from sensible, particularly if you're saving towards a house.

In fact, if you are serious about getting a house, it may make sense to just buy a cheap runaround car for £1k with low running costs and save the rest towards a house deposit. They aren't cheap you know

I was going to look 2-3 years old....The Golf GTI and ST170 are contenders...they are both quick! I will take a look and see...

Fook that 1k run about lets not be stupid! The house will be my second, it will be buy to let, prob in london, its going to be my retirment fund

My GF gets her car allowance which we would have used for the finance but if we buy the car outright and save that along with some of our own we should get 15-20% deposit somewhere in 2-3 years....well thats the plan

megatron · 21-06-2007, 08:35 AM

Integra type R (New one) makes me want to play with myself.

Five-O · 21-06-2007, 08:35 AM

Id highly recommend a subaru, good for driving everyday and so much fun, thats what I have and a Saab, but I couldn't afford to run an Evo, as much as I want one :(

Magic Torch · 21-06-2007, 08:36 AM

Quote:

Originally Posted by LEWIS

maybie i should move to london to work

- are all q.s 's in london driving bmw + merc's? i got too buy a car less than 5 years old and less than 75000 on the clock well really need a late 03 / 04 model - any ideas about 5k though

might get offered a position in stratford soon what is it like there?

QS are in HIGH demand in London mate, there are always 10-50m refurbs going on and new developments. In Kates new job they are all on allowence so most put a little towards, most have Mercs yeah her mate has a Boxter and her boss an A8! But the big companies like you both used to work for give the normal lease/hire cars, but due to demand salary and benifits are getting silly.

Stratford is sh1t matem but I guess you'll be working on the 2012? I wouldn't they are gonna be won buy big contractors who can give the government decent discounts....therefore make less money.....and pay you crap and no bonus in return....If your going to work in london work for the city building sector or PFI. You make money there.

SCJP · 21-06-2007, 09:33 AM

Whatever happened to the economical 1 litre car you were talking about elsewhere??

megatron · 21-06-2007, 09:36 AM

Quote:

Originally Posted by SCJP

Whatever happened to the economical 1 litre car you were talking about elsewhere??

Small engines are not necessarily more eco friendly, on motorways for example they have to burn more fuel to keep up with the 2-3L cars who just chill at lower revs at the same speed. It's another example of the retard Labour government and knee jerk reaction policies. My 2L BMW is soon to be considred a gas guzzles ffs.

Magic Torch · 21-06-2007, 09:38 AM

Quote:

Originally Posted by SCJP

Whatever happened to the economical 1 litre car you were talking about elsewhere??

Her work pays the petrol, which is great for away games in Newcaslte

ARNIE · 21-06-2007, 11:11 AM

go for the golf its a great car and holds its price well looks good and goes aswell,and looks good on a lady.

Magic Torch · 21-06-2007, 11:15 AM

Quote:

Originally Posted by ARNIE

go for the golf its a great car and holds its price well looks good and goes aswell,and looks good on a lady.

Yeah Kate likes it.....GTI is not much slower than the R32 either....

Still I might just look at a fully loaded conservative model and get my bike for speed.....

I'm gonna look at the ST170, Golf GTI, the Astra Sport and Maybe the Megane sport too.....

Thanks guys

SCJP · 21-06-2007, 11:32 AM

What about diesel?

21-06-2007, 07:15 AM	#1 (permalink)
Magic Torch UK-M Swimsuit model Join Date: May 2005 Location: Essex Posts: 5,165 Blog Entries: 5	Modest Car.... Guys (and gals), I need to buy a new car as my GF company car is going back.... I was thinking about going out and getting a nice Audi S4, BMW 330, CLK etc but now I'm thinking about maybe just buying a more modest car outright.... I have about 10k which I was going to use as a deposit and then pay the rest on finance... Now I'm thinking about getting hitched in the next couple of years and buying another house etc etc so I'm thinking about spending the 10k on the car and have no repayments at all thus more to save. I dont want anything too small and I want 1.8+ engine....has anyone got any ideas for a car to fit the bill? Cheers J __________________ intentionally blank

21-06-2007, 08:12 AM	#2 (permalink)
big UK-Muscle Moderator Join Date: Sep 2004 Location: The only side effect of steroids is GREATNESS Posts: 5,406	Re: Modest Car.... Someone will ask you to give your stats and your car history when asking questions like this :p 10k buys you a LOT of car, no need for finance and no need to keep it modest either. Don't buy a new one - let someone else take the main depreciation hit What budget do you have to run the car? If you have plenty, look at: Subaru WRX STI Mitsubishi Evo 6 Honda S2000 If you don't want the running costs of the above (and/or want something a bit newer, as you'd only get a 7 year old car for your 10k with the above examples), something like: Honda Civic Type R VW Golf GTI Ford Focus ST170 You should be able to pick up a 2003/2004 car of one of the above within your budget. Just IMO, finance on a car is a foolish thing to do. Paying interest on an asset which depreciates is far from sensible, particularly if you're saving towards a house. In fact, if you are serious about getting a house, it may make sense to just buy a cheap runaround car for £1k with low running costs and save the rest towards a house deposit. They aren't cheap you know __________________ To view links or images in signatures your post count must be 0 or greater. You currently have 0 posts. To view links or images in signatures your post count must be 0 or greater. You currently have 0 posts.

21-06-2007, 08:13 AM	#3 (permalink)
LEWIS Getting HUGE! Join Date: Oct 2005 Location: south wales Posts: 1,135	Re: Modest Car.... i had a nice celica - they look nice and are pretty quick - 1.8vvti prob get 04/05 for about 10k -real nice iinside also just get her a toyota yaris for 5k (05 plate) and keep the rest of the cash for your r1

21-06-2007, 08:16 AM	#4 (permalink)
LEWIS Getting HUGE! Join Date: Oct 2005 Location: south wales Posts: 1,135	Re: Modest Car.... maybie i should move to london to work - are all q.s 's in london driving bmw + merc's? i got too buy a car less than 5 years old and less than 75000 on the clock well really need a late 03 / 04 model - any ideas about 5k though might get offered a position in stratford soon what is it like there?

21-06-2007, 08:22 AM	#5 (permalink)
Five-O aka Jimmy Join Date: May 2006 Location: Barnsley Posts: 4,007	Re: Modest Car.... straight to the point; you can pick up a very nice car with 10k pay it all off mate no finance = more money to save and do other things like marriage/houses etc. __________________ To view links or images in signatures your post count must be 0 or greater. You currently have 0 posts. To view links or images in signatures your post count must be 0 or greater. You currently have 0 posts. To view links or images in signatures your post count must be 0 or greater. You currently have 0 posts.

21-06-2007, 08:35 AM	#8 (permalink)
Five-O aka Jimmy Join Date: May 2006 Location: Barnsley Posts: 4,007	Re: Modest Car.... Id highly recommend a subaru, good for driving everyday and so much fun, thats what I have and a Saab, but I couldn't afford to run an Evo, as much as I want one :( __________________ To view links or images in signatures your post count must be 0 or greater. You currently have 0 posts. To view links or images in signatures your post count must be 0 or greater. You currently have 0 posts. To view links or images in signatures your post count must be 0 or greater. You currently have 0 posts.

21-06-2007, 09:33 AM	#10 (permalink)
SCJP Looking Freaky Join Date: Sep 2005 Location: SW Herts Posts: 970	Re: Modest Car.... Whatever happened to the economical 1 litre car you were talking about elsewhere??

21-06-2007, 11:11 AM	#13 (permalink)
ARNIE Getting HUGE! Join Date: Dec 2006 Posts: 1,877	Re: Modest Car.... go for the golf its a great car and holds its price well looks good and goes aswell,and looks good on a lady. __________________ Tolerance becomes a crime when applied to evil! Thomas Mann

21-06-2007, 11:32 AM	#15 (permalink)
SCJP Looking Freaky Join Date: Sep 2005 Location: SW Herts Posts: 970	Re: Modest Car.... What about diesel?

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