Firstly, your routine contains to many exercises.
There are so many splits possible which you will benefit more from.
Push,pull,legs, upper,lower,upper, quad dominatant, horizantal etc the possibilities are endless.
Post up your current routine with everything included.
With the love handles, your looking at burning fat with cardio. This will consist of 30 to 45 minutes of low intensity.
Diet is also key, many questions will be answered when you post it.
Look at this
http://www.uk-muscle.co.uk/getting-s...beginners.html